February 2026 Utica, KY Real Estate Market Report

Dated: February 2 2026

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February 2026 Utica, KY Real Estate Market Report

If you’re keeping an eye on the Utica, Kentucky housing market, this February 2026 market report breaks down current inventory, pricing trends, home values, and what buyers and sellers should expect moving toward the spring market.

1.83 Months Months of Inventory
$261,000 Median Estimated Home Value
$311,250 Median Sold Price
97.3% Sold-to-List Price Ratio
60 Days Median Days on Market
$257,300 Median List Price

Utica Housing Inventory Remains Tight

Utica is currently sitting at approximately 1.83 months of inventory, which points to a seller-leaning market. Limited housing supply continues to support strong pricing, especially for well-maintained homes in established neighborhoods and newer subdivisions.

Local insight: In Utica, pricing accuracy is critical. Homes that are priced right tend to sell quickly, while overpriced listings can sit despite low overall inventory.

Home Values and Pricing Trends in Utica, KY

The median estimated home value in Utica is $261,000, showing a +0.9% increase month over month and a modest +0.1% increase over the past 12 months.

The median sold price of $311,250 represents a significant jump compared to last month, driven by higher-end sales and new construction activity in the area.

List Price vs Sold Price

Homes in Utica are selling at approximately 97.3% of list price, indicating that buyers still have some negotiating power, but sellers remain in a strong position overall.

How Long Are Homes Taking to Sell in Utica?

The median days on market is currently 60 days. Newer construction and move-in-ready homes often sell faster, while properties needing updates or priced above market norms can take longer.

What This Means for Utica Home Sellers

  • Low inventory continues to work in your favor.
  • Correct pricing is key, especially in higher price ranges.
  • Presentation and marketing make a measurable difference.

What This Means for Utica Home Buyers

  • Well-priced homes can still move quickly.
  • Being pre-approved helps strengthen offers.
  • Some listings may offer room for negotiation depending on days on market.

Thinking about buying or selling in Utica?

John Reynolds with RE/MAX Professional Realty Group helps buyers and sellers navigate the Utica and Daviess County real estate market with clear pricing strategies and local insight. If you’d like a custom value range for your home or a neighborhood-specific breakdown, reach out anytime.

Data sourced from an RPR Market Activity Report for Utica, Kentucky. Information is not guaranteed and is not a formal appraisal. Equal Housing Opportunity.

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John Reynolds

John Reynolds — Your Trusted Realtor in Owensboro, KY With nearly two decades of real estate experience, John Reynolds has built a reputation as one of Owensboro’s most trusted and results-driven....

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