Hartford, KY Real Estate Market Report – December 2025

Dated: December 3 2025

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Hartford, KY Real Estate Market Report – December 2025

By John Reynolds, Realtor – RE/MAX Professional Realty Group

🏡 Hartford Market Enters December Showing Balance and Rising Values

The latest RPR Market Activity Report shows the Hartford housing market ending 2025 with rising values, longer market times and improving inventory.

  • Months of Inventory: 2.55 (up 20.81 percent month over month)
  • Sold to List Ratio: 96.2 percent (up 3.39 percent month over month)
  • Median Days in RPR: 73 days (up 65.91 percent month over month)
  • Median Sold Price: $180,000 (down 13.04 percent month over month)

This is a typical seasonal slowdown, but Hartford remains stable and attractive to buyers heading into the new year.

💰 Property Values Remain Strong Long Term

The median estimated property value in Hartford is about $177,040, down short term but showing strong long term growth:

  • +9.28 percent over the last 12 months
  • +16.47 percent over 24 months
  • +15.71 percent over 36 months

🏠 Active Listings

Active inventory includes affordable homes, acreage properties and mid range listings:

  • 710 Madison St – 3 bed, 2 bath, listed around $134,900
  • 441 State Route 1543 – 3 bed, 3 bath, listed around $389,900
  • 1510 State Route 1543 – 3 acres, listed near $65,000

🔥 Pending Sales

Four properties went under contract recently:

  • 9887 State Route 69 N – pending in 10 days
  • 221 Matilda Ln – pending in 6 days
  • 1127 Boswell Rd – pending after 80 days
  • 870 Cedar Grove Rd – pending after 97 days

🏁 Recent Closings

Seven recent sales show solid activity across price ranges:

  • 278 A G Daniel Rd – sold around $170,000
  • 303 Oakwood Dr – sold near $225,000
  • 30 Paxton Cir – new build, closed around $275,000
  • 1036 Silver Beach Rd – closed near $130,000
  • 9349 State Route 69 N – sold around $195,000
  • 6768 State Route 69 N – closed near $314,900
  • 1801 N US Hwy 231 N – sold around $189,000

📊 Market Snapshot

MetricCurrentMoMYoY
Median Est. Property Value$177,040-4.25%+9.28%
Median Sold Price$180,000-13.04%+12.85%
Median List Price$244,450-10.69%+2.28%
Median Days in RPR73+65.91%—
Months of Inventory2.55+20.81%—
Sold-to-List Ratio96.2%+3.39%—

💡 What This Means for Sellers

Sellers still benefit from rising long term values, low competition and strong buyer demand for clean, move in ready homes.

💡 What This Means for Buyers

Buyers are gaining more negotiating room due to rising days on market, but desirable homes still move quickly. Pre approval is key.

📈 Bottom Line

Hartford remains a steady, affordable and opportunity rich real estate market as we head into 2026.

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John Reynolds

John Reynolds — Your Trusted Realtor in Owensboro, KY With nearly two decades of real estate experience, John Reynolds has built a reputation as one of Owensboro’s most trusted and results-driven....

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