Utica, KY Real Estate Market Report – January 2026

Dated: January 2 2026

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Utica, KY Real Estate Market Report – January 2026

By John Reynolds, Realtor – RE/MAX Professional Realty Group

Data note: This January 2026 market update is based on the most recent complete month shown in the latest RPR Market Activity Report (late 2025 data). In smaller markets, month to month shifts can be amplified by a limited number of sales.

🏡 Utica Starts 2026 with Strong Demand and Balanced Inventory

Utica continues to operate in a balanced to seller leaning market, supported by low inventory, solid pricing, and buyers paying close to asking price. The most recent RPR snapshot shows steady activity across entry level, move up, and newer construction homes.

📊 Key Market Metrics

  • Months of Inventory: 2.61
  • Median Sold Price: $202,450
  • Median List Price: $269,000
  • Median Days on Market: 30 days
  • Sold-to-List Price Ratio: 96.6%
  • Median Estimated Property Value: $258,830

💰 Home Values and Long Term Stability

The median estimated property value in Utica is $258,830. While year over year value change can fluctuate in small markets, the long term trend remains positive.

Value MetricCurrentMoMYoY24-Month36-Month
Median Estimated Property Value$258,830+0.24%-0.35%+8.92%+11.50%

🏠 Active Listings Snapshot

Utica had 7 active listings in the report period. Current inventory includes a mix of newer builds and established homes, giving buyers a range of options while keeping supply limited.

  • Median list price: $269,000
  • Active price range: roughly $195,000 to $349,500
  • Typical market time: active listings averaged about 61 days, with a median around 71 days

🔥 Pending Sales and Buyer Competition

There were 4 pending properties, showing ongoing buyer activity. Homes in the under $300,000 range continue to attract the strongest attention, often going under contract quickly when priced correctly.

🏁 Recent Closings and Price Range

Utica recorded 10 recent closed sales, ranging from affordable homes around $165,000 to higher end and acreage properties above $500,000. This spread supports a healthy market with demand in multiple price tiers.

📊 Quick Snapshot Table

MetricCurrent
Months of Inventory2.61
Median Sold Price$202,450
Median List Price$269,000
Median Days on Market30 days
Sold-to-List Price Ratio96.6%
Median Estimated Property Value$258,830

💡 What This Means for Sellers

Sellers remain in a good position with inventory under three months and buyers paying near list price. The best results typically come from strategic pricing, strong photos, and clear presentation, especially in the $200,000 to $350,000 range.

💡 What This Means for Buyers

Buyers have a little more breathing room than in tighter markets, but well priced homes can still move fast. Pre-approval, local guidance, and quick decision making help you compete without overpaying.

📈 January 2026 Outlook

Utica enters 2026 as a stable, desirable market with solid long term value trends and steady demand. If you want to buy, sell, or invest in Utica or Ohio County, a neighborhood level strategy makes the numbers work in your favor.

📞 Talk Strategy for Utica

If you would like a no-pressure valuation, pricing plan, or a buyer strategy built around Utica neighborhoods and current inventory, I am glad to help.

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John Reynolds

John Reynolds — Your Trusted Realtor in Owensboro, KY With nearly two decades of real estate experience, John Reynolds has built a reputation as one of Owensboro’s most trusted and results-driven....

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